## Pay vendors with your card, the safe and easy way

Use your existing cards to pay vendors and contractors. You’ll stay on schedule, hold onto your cash a bit longer, and rack up rewards along the way.

## Secure, card payments in 3 easy steps

### STEP 1

### Receive outstanding bills

See bills in the app that haven’t been paid yet.

### STEP 2

### Pay the bill with 1 click

Pay by card securely, without sharing sensitive payment details.

### STEP 3

### Automate reconciliation

The moment the bill is paid, your accounting system knows. No more manual data entry.

## Make running a business easier

### Control cash flow with credit cards

Using a credit card to pay vendors allows you to hold onto cash for other business needs while still settling invoices on time. Forwardly lets you schedule same-day or future payments with credit cards, giving your business flexibility and control over your AP workflow.

### Earn rewards while paying vendors

Every credit card payment is an opportunity to earn points, cashback, or travel rewards. Paying by card with Forwardly helps businesses maximize credit card benefits, turning routine vendor payments into a strategic tool for improving cash flow and AP efficiency.

### Make a payment with your existing card

Easily add your credit or debit card and start paying vendors immediately. Forwardly supports Mastercard, Visa, Amex, and Discover, giving you the flexibility to pay vendors securely, quickly, and efficiently. All payments are fully integrated into your accounts payable system for automated tracking and reconciliation.

## Frequently asked questions

### What is pay by card?

Pay by card lets a business make payments using a credit or debit card instead of a traditional bank transfer. If you’re looking to accept card payments for your business, you can also pass the transaction fees to your clients.

### How long does it take for my credit card payment to settle?

Card payments typically settle in 2–3 business days. For urgent payments, Forwardly also offers faster bank transfers for eligible businesses, including instant, same-day, and next-day payments. You can only pay by card if your vendor has already enabled pay by card on Forwardly.

### Can my business receive payments by card?

Yes! With Forwardly, your business can accept credit and debit card payments from clients. Once your business profile is set up, you just need to enable card payments on your end to get started.

### How long does it take for my business to receive funds from card payments?

Card payments sent to your business are paid out in batches and usually deposited into your primary bank account within 2–3 business days. This ensures smooth cash flow while still allowing customers to pay via card, and you can also pass card processing fees to your clients.

### What types of credit cards do you accept?

We are proud to accept all major credit cards: Mastercard, Visa, Amex, and Discover. This offers your clients payment flexibility, depending on which credit cards may have better rewards programs or interest rates.

### Do I need to connect an accounting system to accept a payment?

Yes. To accept card payments, you need to connect your accounting software as part of the setup process. This ensures payments are properly tracked and reconciled in your system.

### Is paying by card safe?

Absolutely. Forwardly is built with industry-grade security standards. Your card data is never stored in plain text and is fully PCI-compliant. We’re also SOC 2 Type II certified, so you can trust that your financial security is our top priority.