## Get paid instantly and pay vendors faster

Forwardly’s instant bank-to-bank payments helps businesses move money faster, reduce delays, and improve cash flow. No waiting for ACH, checks, or batch processing. Get funds in real time and focus on growing your business.

## Everything you need for faster payments

### Available 24/7, even on holidays

Traditional ACH and checks take forever. With Forwardly’s instant payments, your money moves in seconds, not days. Late night? Weekend? Holiday? Doesn’t matter. Pay vendors or get paid using instantly with your existing bank, keeping your cash flow strong and your business in motion.

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### A better way to control cash flow

Know exactly when money comes in and goes out. That means better planning, no surprise shortfalls, and fewer disruptions to your business. Pay business bills on time, avoid fees, and keep vendor relationships stress-free.

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### Reduce operational bottlenecks

Delayed payments slow down your business. With money moving instantly from bank-to-bank, you can pay vendors, release shipments, and handle expenses without the typical banking lag.

## Cash flow on your terms

### Speed meets savings

Receiving instant payments with Forwardly costs lower on average than a same-day bank transfer with other platforms.

### Simplify reconciliation

Enjoy secure 4-way sync with QuickBooks Online, Xero, FreshBooks, and Zoho Books. Keep your financial records accurate and up-to-date.

### No monthly subscription fees

Get the benefits of instant payments and automatic reconciliation without any monthly subscription fees or commitments.

## Businesses are thriving on instant payments

88%
### of payment leaders say instant payments drive growth.

70%
### of SMBs use instant payments to stabilize cash flow.

2/3
### of SMBs stick with partners who offer instant payments.

20%
### faster cash flow for SMBs using instant payments, reducing late payments.

## Frequently asked questions

Can I send and accept payments instantly?

While most businesses can start sending and receiving payments with Forwardly right after verification, for some new accounts, faster payment options may not be available at first. Instant payment availability can also change depending on whether the receiver’s bank supports faster payments or not.

Do I need accounting software to use instant payments?

While you can send and receive payments directly in Forwardly without connecting anything else, if you want a smoother experience and access to faster payments, we recommend connecting a leading accounting platform like QuickBooks Online, Xero, FreshBooks, or Zoho Books to automatically reconcile invoices and save even more time.

Are instant payments available 24/7, including weekends and holidays?

Yes! “Instant” really means instant. Payments go through around the clock, whether it’s 2 a.m. on a Sunday or Christmas morning, so you’re never stuck waiting for business hours. Just keep in mind that availability depends on whether your bank supports instant payment technology.