The smarter Bill.com alternative

Ready to switch from Bill.com? See why Forwardly might be the smarter move.

Not all payment platforms are the same

Features	Bill.com	Forwardly
AI bill capture
NetSuite Oracle integration
Microsoft Dynamics integration
Xero integration
Sage Intacct integration
QuickBooks Online integration
Zoho Books integration
FreshBooks integration
4-way sync
Works without accounting software
Unlimited levels of approvals
Per payment audit trail
Vendor management
No monthly subscription fees
White-labeled onboarding
Instant (real-time) payments
Payments-first experience

Trusted & featured by the best

The all-in-one payment solution

AI-powered bill capture and inbox

AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

Seamless accounting sync

Connect Forwardly with QuickBooks, Xero, Zoho Books, or FreshBooks for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

Total cash flow control

All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

Faster payment options

Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

Advanced approval workflows with roles and permissions

Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

Flexible payments

Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

AI-powered bill capture and inbox

AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

Seamless accounting sync

Connect Forwardly with QuickBooks, Xero, Zoho Books, or FreshBooks for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

Total cash flow control

All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

Faster payment options

Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

Advanced approval workflows with roles and permissions

Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

Flexible payments

Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

Start for free

The smarter way to pay and get paid

Less manual work. Faster money.

One platform for AP and AR that cuts manual steps, speeds up payments, and improves cash flow across your business.

60 seconds

Average time to send an instant payment, even on weekends and holidays.

90 days

How far in advance you can schedule payments to optimize cash flow.

0 monthly fees

Use Forwardly without any monthly subscription fees and enjoy no user limits.

70+ hours

Average time saved per month with AI automation.

Join the businesses that count on Forwardly

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Businesses like yours choose Forwardly

Prompt with all support concerns, and the service has been good. The fees are more than acceptable compared to other services. Initial setup seems to take a bit of time, but it was all in the name of security, so it’s not really a con. The auto payment feature was the selling point.

Chris W
Owner, Transportation Trucking Company

A professional and expedient option that balances value for money, with a long term free/trial tier to try out. Excellent professional support, product turnaround times are great, platform integrates well with known packages like Xero and Plaid service to banking.

Stephan P.
Founder, Investment Management

While I usually use QBO for my A/R and A/P, there are times when it is either too slow, too expensive, or doesn't give me the workflow I need. When that happens, I turn to Forwardly.com for instant payments.

Alicia Katz Pollock
Founder, Royalwise

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis
Owner, Money Matters Bookkeeping, LLC

Forwardly support is super helpful, and I love that when I submit an inquiry, there's a response right away from one of the staff acknowledging that they have received my email and someone will reach out soon. I also love that they always update me when an issue is resolved. I’m super satisfied and grateful for Forwardly.

Liza Nakamura
CEO, 51st Business Solutions

Working with the Forwardly team has been an exceptionally positive experience. The teams commitment to excellence is reflected not only in their innovative approach but also in their attentive and supportive nature. They truly stand out in the fintech space with what I consider to be the best instant payment solution available today.

Richard Roppa-Roberts Business Owner, Roundtable Labs

Forwardly provides me a simple way for my clients to pay my invoices while also saving money. Their support is attentive and the team is passionate about their product!

Matthew Fulton
Business Owner, Parkway Business Solutions

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Jackie Anthony
Founder, AllCents Consulting

Forwardly is intuitive and easy to use. Best of all it is FREE!

Sheldon Zimmerman EA, Licensed Tax Professional, Gehman Accounting

I have been using Forwardly for 10 months now. There is no subscription fee. It's very user-friendly. Aaron is my guy. He is very responsive every time I have an issue with my invoices. Forwardly is perfect for small to medium-sized businesses. If you want to minimize your payment processing fees and have a straightforward interface, Forwardly is the one. I will start referring clients to them in the future.

Jels Hayes
Business Owner, Jels Hayes Financial Solutions

Forwardly's team really gives the impression that they care about their product and the customer experience, and they've proven that to us time and again. Their product, as it is today, is probably a 4 or 4.5 star product, and is a huge improvement from when we started with them (just 10 months ago). Their customer service, however, is easily 10 or 15 stars, and we love them for it.

Philippe Kahn
Managing Partner, Josh Rosebrook

I've worked in accounting for over 20 years and Forwardly's new instant payment tool is a game changer. Any time you can assist your clients on improving their cash flow is a feather in your cap and a boon for the client. I am so pleased to share Forwardly's platform with my clients since they are benefiting from a significant reduction in fees and receiving payments right away. The team at Forwardly has been of great help onboarding clients!

Christanne Wright
Founder, Your Wright Resources

Forwardly makes managing money in and out of my small business incredibly convenient and fee-friendly. Their platform offers exceptional customer service. Highly recommend!

Emily Smith
Accountant, Skate VIDA

I have recently started using Forwardly, I am finding it easy to use. The customer service is great! Aaron has helped me so much. Excellent customer service, and the pricing is fair. Currently, I will be using Forwardly to collect client payments. In the future, I plan on using other areas. My reasons for switching to Forwardly were the cost of processing payments, and I like the setup with Forwardly better. As my business grows, I can do a lot in Forwardly.

Tomeka Capps
Owner and Bookkeeper, Accounting Firm

Chris W
Owner, Transportation Trucking Company

Stephan P.
Founder, Investment Management

Alicia Katz Pollock
Founder, Royalwise

Lisa A. Lewis
Owner, Money Matters Bookkeeping, LLC

Liza Nakamura
CEO, 51st Business Solutions

Frequently asked questions

Stop doing payments the hard way. Start with Forwardly.

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