## Smart, AI-native bill pay for your business

AP done in minutes with an intelligent bill pay process. Capture supplier invoices in real time effortlessly. Simplify approvals, schedule payments, and save time with touchless reconciliation. Manage vendors and cash flow from one easy dashboard.

## How you’re always in control

### Capture vendor invoices

Use your dedicated AI-powered AP inbox to process hundreds of invoices in minutes. Every detail and line item is captured with near 100% accuracy.

### Review & approve

Set up smart approval workflows to automatically route every bill to the right approver, from everyday expenses to CFO-level approvals.

### Pay bills your way

Multiple payment options available. Data is synced with your accounting/ERP system, no double entry needed.

## Intelligent modern bill pay solution

### Flexible payment speeds for AP

Forwardly helps businesses pay vendors instantly, same-day, next-day, with standard ACH or cards. You control payment speed to match your business needs, vendor preferences and cash flow, even on weekends and holidays.

### Custom approval workflows that fit your needs

Create smart, role-based approval workflows with Forwardly’s AP automation. Assign approvers, set thresholds, and manage bill review seamlessly. Every action is securely logged in an automatic audit trail, giving you complete visibility; from invoice capture to payment reconciliation with your accounting.

### Keep fraud and errors out of your payments

OCR systems often misread invoices, leading to errors and extra manual work. Forwardly’s AI-powered AP Inbox captures and verifies your bills accurately, automates approvals, and moves funds securely without any pre-funding of wallets requirement. Forwardly makes sending payments to your suppliers, vendors, and contractors simple, reliable, and stress-free.

### Access to unique the Forwardly Business Network

You get premium access to verified businesses on the Forwardly Business Network, allowing invoices to flow securely and directly into your accounting or ERP system even when partners use different platforms, all while maintaining full control. This eliminates PDF data extraction process and delivers simplified bill creation with near 100% accuracy, saving 70+ hours a month with a truly modern accounts payable workflow unlike anything else available today.

**Verified suppliers. No email PDFs. No spoofing or malware risk. Secure system-to-system connections.**

### Vendor onboarding & management

Seamlessly onboard new and existing vendors while keeping everything centralized and up to date. Monitor vendors for payment status and compliance, securely collect W-9 tax forms for accurate and timely 1099 filing, and reduce fraud and financial risk with built-in controls.

### More benefits. Less hassle.

- Pay by card or bank transfers
- Securely store payment methods
- No monthly subscription fee
- Faster payments at low-cost
- Choose your payment speed
- Onboard, monitor, and pay suppliers, vendors and contractors

## Proof that better payments are possible!

While I usually use QBO for my A/R and A/P, there are times when it is either too slow, too expensive, or doesn't give me the workflow I need. When that happens, I turn to Forwardly.com for instant payments.

#### Alicia Katz Pollock
Founder, Royalwise

Forwardly's team really gives the impression that they care about their product and the customer experience, and they've proven that to us time and again. Their product, as it is today, is probably a 4 or 4.5 star product, and is a huge improvement from when we started with them (just 10 months ago). Their customer service, however, is easily 10 or 15 stars, and we love them for it.

#### Philippe Kahn
Managing Partner, Josh Rosebrook

A professional and expedient option that balances value for money, with a long term free/trial tier to try out. Excellent professional support, product turnaround times are great, platform integrates well with known packages like Xero and Plaid service to banking.

## Across America, businesses are choosing Forwardly

## Forwardly simplifies accounts payable through intelligent automation. Our AI-driven platform handles scheduling, approvals, and payments for you, saving time and reducing manual work.

## Frequently asked questions

### What is accounts payable automation?
Accounts payable (AP) automation is the use of software to digitize and streamline the entire bill payment process; from invoice capture and approval workflows to payment execution and reconciliation. Instead of manual data entry, paper invoices, and back-and-forth emails, AP automation uses tools like AI-powered OCR, real-time smart approvals, and integrated payment systems to handle everything faster and with fewer errors.

For businesses, this means quicker invoice processing, improved cash flow visibility, reduced fraud risk, and stronger vendor relationships through on-time payments. Modern AP automation platforms also support multiple payment methods (ACH, instant payments, cards) and sync seamlessly with accounting and ERP systems, making financial operations more efficient and scalable.

### How does Forwardly’s AP automation save my business time?
Forwardly reduces manual data entry, eliminates duplicate work, and streamlines approvals. Businesses can save 70+ hours per month by automating invoices and payments through the Forwardly Business Network, with seamless syncing to leading accounting platforms like QuickBooks Online, Xero, Sage Intacct etc.

### Is Forwardly’s accounts payable solution secure?
Absolutely. Forwardly is SOC2 Type II certified with bank-level security and supports both bank-to-bank transfers and card payments. Role-based approval workflows and audit trails help prevent fraud and costly errors. When you pay a bill with Forwardly, your bank details or card number are never shared with the vendor, adding an extra layer of protection.

### How do approval workflows work in Forwardly?
Forwardly lets you create custom approval rules and bill pay policies, assign roles, and set payment thresholds for how much each role is ultimately responsible for. This ensures no single employee controls the entire payment process and every transaction can be securely reviewed for businesses that require simple or complicated approval processes.

### How much does Forwardly cost for accounts payable automation?
Forwardly has no monthly fees or user seat fees. You only pay transaction fees based on the payment speed, and you can choose whether your business or the recipient covers the fees.

### How does Forwardly’s AI-powered AP inbox process invoices automatically?
Forwardly’s AI-powered AP inbox automatically captures and processes invoices, helping businesses handle hundreds of invoices in minutes with near-100% accuracy. Forwardly’s agent learns from your past invoices and instantly applies your logic across hundreds of line items to code them accurately. This helps finance teams process large volumes of invoices faster and with far less manual work.

### Is there a free trial for new users?
Yes. All new users receive a 30-day free trial that includes zero processing fees on bank transfer payments. You can use Forwardly to send and receive payments with full access during this period. Once the trial ends, standard per-transaction processing fees apply.